@article{4e75378c116e4f3e8439f5f704e0a3aa,
title = "SCREENING AND SIGNALLING IN CONSUMER CREDIT: A THEORY OF INDIRECT LENDING",
author = "Michael Staten and Otis Gilley and John Umbeck",
note = "Funding Information: Acknowledgments This study was supported by grants from AGAUR (2012FI\_B1 00177; 2009 SGR 1095), Instituto Carlos III FEDER (PS09/02139) and RecerCAIXA (2010ACUP 00158). None of these organizations had any role in the design or conduction of the study, in the data collection, management or interpretation, nor in the manuscript writing, reviewing or approval. We would also like to thank Aurea Martin for helping us in the preparation process of the manuscript submission. We certify that all funding or other financial support for this research is clearly identified in the manuscript.",
year = "1987",
month = aug,
doi = "10.1111/j.1540-6288.1987.tb01248.x",
language = "English (US)",
volume = "22",
pages = "114",
journal = "Financial Review",
issn = "0732-8516",
publisher = "Wiley-Blackwell",
number = "3",
}